Client Area

Welcome to our exclusive members area providing our clients with access to a host of additional information, including but not limited to :

• Current policy documents and schedules for your business
• Terms of Business and other relevant regulatory documentation
• Additional support information and links

If you have any queries or technical support please contact David Green Cert CII, Managing Director, on 01327 810570, or david.green@insurancelinx.co.uk.

Terms of Business

Please click on the link below to read a copy of our disclosure information and standard Terms of Business. Terms of Business – July 2016

Insurance Act

The Insurance Act 2015 came into force in August 2016 and has implemented the most significant changes to British commercial insurance law for over 100 years. The Act affects the underwriting of risk, changes around disclosure, due diligence and claims settlement. It is imperative that you understand the impact of the reforms, please find attached a document produced by Insurance Linx providing additional recommended reading on this subject. Insurance Act – August 2016

Changes and Developments 

It is very easy to set up an Insurance programme and then forget about it until renewal. Whilst the initial setting up of any insurance programme is of utmost importance, it is equally important to review this regularly in order to ensure that the insurances arranged keep up with any changes in your Business Activities. Insurance Linx pride ourselves on ensuring any insurance programme arranged can be tailored to keep up with any new Business Activities and in order to assist, we have prepared brief details of some of the Changes and Developments which may have a bearing on the adequacy of your Insurance Programme. These examples are only a guide and should not be taken as an exhaustive list. If you are in doubt, please contact us.

Sensitive Areas

The Insurance Market has a number of “Sensitive Areas” where Insurers will require full disclosure of information as failure to advise of involvement in these areas may invalidate any insurance claims. Any involvement directly or indirectly should be advised to Insurance Linx immediately. Please clink the link for examples of Sensitive Areas, however please note that these are only examples and should not be taken as an exhaustive list. If you are in any doubt, please contact us.

Risk Exposure

For your information Insurance Linx have prepared details of some of the insurable Risk-Exposures which could impact on your Business. These examples are only a guide and should not be taken as an exhaustive list.

Important Notes

In an effort to make Insurance a little more user friendly, we have prepared some brief explanations of just a few of the major areas where issues with Policy Cover can arise. These Important Notes also detail further useful information regarding some of your Legal Obligations around Insurance and our Terms of Credit. The Important Notes can be accesses by clinking the Link above. These examples are only a guide and should not be taken as an exhaustive list. If you are in any doubt or would like further clarification, please contact us.

Claims Procedures

For the majority of people, Insurance is just a piece of paper which is issued annually, sits in a drawer and it never called upon. It is only when you need to make a Claim that the real value of Insurance is truly appreciated. At Insurance Linx, we want to ensure that if you are unfortunate enough to suffer a Loss then the Claims Procedure should run as smoothly as possible in what can be a very traumatic and difficult time. With this in mind, we have prepared some guideline Claims Procedures which can be accessed by clicking the Link.

In the event of loss, damage or any occurrence which could give rise to a claim you should follow the procedures wherever possible as this will ensure the claim is progressed quickly and any queries are kept to a minimum. If you are in any doubt over what to do or how to proceed, please Contact Us, we will be glad to help.

Financial Conduct Authority

Insurance Linx Limited is Authorised and Regulated by the Financial Conduct Authority (FCA). You can check the Regulated Status of Insurance Linx Limited on the FCA web-site (www.FCA.gov.uk)

British Insurance Brokers Association

Insurance Linx Limited is a Member of the British Insurance Brokers Association (BIBA).
Further information on BIBA can be found on their web-site (www.biba.org.uk).

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Financial Ombudsman Service

Should you wish to Complain about our Service, please forward your complaint to the Managing Director. If after investigation of your Complaint, you are still not satisfied, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). For further information you can visit FOS website www.financial-ombudsman.org.uk.

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Cath Casson, Director, Prescott Casson (Insurance Brokers) Ltd

Selling your lifetimes work is always stressful, you are never sure whether you have made the correct choices. But I…

Cath Casson
Director
Prescott Casson (Insurance Brokers) Ltd

2016-04-18T08:28:30+00:00

Cath Casson
Director
Prescott Casson (Insurance Brokers) Ltd

Selling your lifetimes work is always stressful, you are never sure whether you have made the correct choices. But I can say categorically we made the right choice. Anyone thinking of selling should make contact with David Green – I am certainly happy I did.

Bill Rimington, Owner, Rimingtons Finance & Insurance Brokers

Against any expectation, the purchase went extremely quickly and smoothly. Above all we felt that our clients, some of whom…

Bill Rimington
Managing Director
Rimingtons Finance & Insurance Brokers

2016-05-06T12:20:34+00:00

Bill Rimington
Managing Director
Rimingtons Finance & Insurance Brokers

Against any expectation, the purchase went extremely quickly and smoothly. Above all we felt that our clients, some of whom were long term, would be accommodated to a high standard and kept in safe hands.

John Baczkowski, Owner, Argent Insurance Services

Having met with Michael Bray and David Green I was convinced that Insurance Linx retained a very personal approach to…

John Baczkowski
Owner
Argent Insurance Services

2016-05-06T12:33:44+00:00

John Baczkowski
Owner
Argent Insurance Services

Having met with Michael Bray and David Green I was convinced that Insurance Linx retained a very personal approach to clients and had no hesitation in deciding that they were the best people to pass my business onto.

Howard Gillard, Managing Director, Dynamic Systems Limited

We had not reviewed our insurances for sometime but then came across Insurance Linx – what a relief! Insurance Linx…

Howard Gillard
Managing Director
Dynamic Systems Limited

2016-05-09T11:32:39+00:00

Howard Gillard
Managing Director
Dynamic Systems Limited

We had not reviewed our insurances for sometime but then came across Insurance Linx – what a relief! Insurance Linx came to our premises to fully review our requirements, explain the insurance process and most importantly discuss insurance in a user friendly way.

Spencer Tear, Managing Director, Nova Security Protection International Limited

I recommend Insurance Linx whenever the word “Insurance” comes up. Dealing with David is now like a trip to the…

Spencer Tear
Managing Director
Nova Security Protection International Limited

2016-05-09T11:38:56+00:00

Spencer Tear
Managing Director
Nova Security Protection International Limited

I recommend Insurance Linx whenever the word “Insurance” comes up. Dealing with David is now like a trip to the local watering hole rather than a trip to the Dentist.

Joe Muscat, Owner, C J Muscat Properties

When we suffered a flood at one of our let properties - it was so good to get such prompt…

Joe Muscat
Owner
C J Muscat Properties

2016-05-09T11:35:14+00:00

Joe Muscat
Owner
C J Muscat Properties

When we suffered a flood at one of our let properties - it was so good to get such prompt and professional decisions and minimise the drama.

Simon Mannes, Managing Director, Concise Limited

David Green has been our insurance broker for the last decade - he has continuously given us the highest level…

Simon Mannes
Managing Director
Concise Limited

2016-05-09T11:43:31+00:00

Simon Mannes
Managing Director
Concise Limited

David Green has been our insurance broker for the last decade - he has continuously given us the highest level of service ensuring our business is properly and thoroughly covered, he is responsive and very willing to help.

Mike Best, Financial Controller, European Skybus Limited

David Green has looked after our insurances since 2001 and during this time, we have found the level of Service…

Mike Best
Financial Controller
European Skybus Limited

2016-05-09T11:45:16+00:00

Mike Best
Financial Controller
European Skybus Limited

David Green has looked after our insurances since 2001 and during this time, we have found the level of Service and Expertise provided to be exceptional.

Arthur Phillips, Managing Director, Elixarome Limited

I just want to say that an excellent job was done for us on the motor insurance. Insurance Linx were…

Arthur Phillips
Managing Director
Elixarome Limited

2016-05-09T11:41:23+00:00

Arthur Phillips
Managing Director
Elixarome Limited

I just want to say that an excellent job was done for us on the motor insurance. Insurance Linx were very thorough and could not have done more. Thank you.
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